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Your Home Town Bank

Personal Banking

Personal Savings

Regardless of how you decide to save or invest your money, we can match your savings goals with our FDIC insured savings accounts and certificates of deposit. Both of our savings account options feature online bill pay, free online and mobile banking and the ability to waive the monthly service fee if balance requirements are met. We also offer safe investments in CDs (Certificates of Deposit) with competitive rates and flexible terms ranging from 3 to 48 months.

  • Variable Rate Money Market: Best for those looking for competitive interest rates
  • Daily Interest Savings: Competitive rates to help you save

See the table below for a comparison of our Personal Savings Account offerings.

  Variable Rate Money Market** * Daily Interest Savings*
Best for you if you want Account with competitive interest in a 4-tier plan Simple interest savings account
Debit Card0 n/a
Free Online Banking
Free Mobile Banking1
Online Bill Pay2
Free E-Statements
Interest Earning Accounts
Minimum Opening Deposit $2,500 $200
Minimum Average Balance3 $2,500 $200
Minimum Daily Balance3 $2,500 $200
Debit Item Fee 20¢ or waived if balance requirements are met $0
Monthly Service Fee $5 or waived if balance requirements are met $3/quarter or waived if balance requirements are met3

**Federal Regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions and preauthorized transfers on this account to (6) per month, but unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM, or for loan payments at our branch
*A $25.00 fee may apply if your account is closed within 6 months of the opening date

0 One Time or monthly fees may apply
1 Your mobile carrier's text messaging and web access charges may apply   
2 First 10 transactions are free per monthly anniversary date. Additional bill pay transactions are $0.50 each
3 No minimum balance for persons under 18 years of age