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Business Insights Security Update 2016 Recap

In case you missed it, here are some of the key takeaways from this years Business Insights Lunch & Learn Security Update event:

  • Upgrade operating system (windows etc.) and patch regularly
  • Monitor security news -Twitter works well for this
  • Prioritize you security areas based on risk
  • Limit access to superuser/administrator rights
  • Treat security as a business risk


Thank you to all of those who made the event and we hope you enjoyed it. If you missed it we hope this recap helps you stay on top of your business's cyber security. Look out for the next Lunch & Learn in 2017.



Business Insights Free Lunch & Learn: Security Update 2016

Name: Business Insights Lunch & Learn: 2016 Security Update: Why You're At Risk & What To Do About It
Date: October 19, 2016
Time: 11:30 AM - 1:00 PM CDT

Register Now

Event Description:

Wednesday, October 19
Business Insights Lunch & Learn:  2016 Security Update:  Why You're At Risk & What To Do About It
Free lunch served starting at 11:30 am; program from noon - 1:00 pm
Initiative Foundation, 405 1 St SE, Little Falls

Did you know that 43% of 2015 cyber attacks where on small businesses?  Small business cyber security is more important than ever.  In this session we will discuss:

  • Wire transfer fraud
  • How criminals trick your employees into transferring funds to the wrong account
  • Ransomware
  • Your employees are responding to phishing emails which encrypt all your data
  • Non Profits and Small Businesses are Targets
  • Steps all size organizations can take to reduce your risks

Our presenter Ken Boie will teach us how to be aware of all these loop holes and how to better protect ourselves.

Ken owns his own cyber security services company.  During his 15 years of corporate information security and technology experiences, he developed a particular enthusiasm for small business security and brings deep expertise in both business and technical management to Aperture IT.  Ken Boie earned his CISM (Certified Information Security Manager) certification from ISACA in 2008.  He actively applied this certification and knowledge to build an effective and well-managed information security practice for his former company.

To register for this free Lunch & Learn, co-sponsored by the Little Falls Chamber of Commerce and Pine Country Bank, click here to register online, or call the Chamber (320) 632-5155 or email

Hometown Hunt Trivia Winner Picks Up Gift Card

If you haven't heard yet, Pine Country Bank recently kicked off a community-wide social trivia called Hometown Hunt on our Facebook page! There are monthly questions posted that feature local businesses and we open it up to anyone on Facebook to guess. We do a drawing from the all the correct answers and the winner receives a $25 Visa gift card. Easy enough, right?


September's winner was Mary Dickmann (pictured above picking up her gift card from Jon Vetter, Vice President of PCB at the Little Falls branch) and she was one of the contestants that answered correctly to the question, "What family-owned Little Falls facility was once a popular honeymoon hotel destination?". The answer was Nouis Homecare, which was once Pine Edge Inn. 


We are excited about the Hometown Hunt Trivia because it puts a spotlight on local organizations and provides some fun and interesting facts to the community. Our goal is to bring the community together with something enjoyable that everyone can participate in, and of course help promote and support the local businesses that we know and love.

Review the official rules here:

Fill out this questionnaire if you would like your organization to be featured in a future trivia question:

October Hometown Happenings

As Your Hometown Bank, we want to keep you informed of all that's happening in our great communities!

10/1: Zoo Fest - Pine Grove Zoo

10/1: 11th Annual Farmers Market Sale at the Bowlus American Legion, 9am-4pm

10/2: 11th Annual Farmers Market Sale at the Bowlus American Legion, 11am-4pm

10/4: Feast of St. Francis

10/5: Little Falls Schools Early Release

10/5: Little Falls MS - conferences

10/6-9: Patty's Sewing Retreat, 3-4pm

10/8: Royalton Fire Hall- Fire Dept Open House, free lunch, truck rides, kid prizes, 11-2pm

10/10: Little Falls MS - conferences

10/15: Alice's Attic- Early Halloween Party, 10am-4pm

10/17: Little Falls HS/Lind/ Dr. K/ Linc conferences

10/18: Little Falls - Lindberg conferences

10/19: SRRH- No School

10/19: Initiative Foundation- Business Insights Free Lunch & Learn on Cybersecurity, 11:30am

10/19: Rice Chamber Meeting, 12pm

10/20: SRRH- No School

10/20: Alices Attic- Lunch, 12pm

10/20-21: Minnesota Fishing Museum Fall Family Fun Day

10/21: SRRH- No School

10/21: The Fabulous Armadillos- Habitat for Humanity Fundraiser

10/24: LF- Choir Concert, 7:30-9pm

10/31: Little Falls Business Trick or Treat at local Chamber Businesses, 3:30-5pm


If you would like an event included, please email us at

Our New Statement Look Is Here!


We encourage our customers to "Go Green" and save paper. The eStatement option allows you to receive free account statements electronically. To enroll, simply log into your online banking account and click on the "Option" tab located under the Pine Country Bank logo. Thanks!


National Farm Safety & Health Week 9/18-24


 Watch Free Webinars Here

Back To School Security Tips

It feels like summer just began, and we hate to say it, but the start of another school year is right around the corner. It’s time to purchase school books, pencils and pens, and a stash of Ramen Noodles for the semester. On the list may also be a new computer, laptop or tablet. While students are getting back into the swing of doing homework, researching school projects and getting good grades, they also need to be aware of malware, phishing schemes and safe computing practices.


Tips to stay safe this school year
Malicious cyberactivity affects students in a variety of ways, ranging from malware and scams to cyberbullying. Fortunately, there are a few simple steps you can take to keep you, your kids and your devices protected from the latest threats.


Here are some cybersecurity tips for staying safe for the new school year:

  • Keep software up to date. Be sure to keep the operating system, browser software and apps fully updated with patches. Even new machines can have out-of-date software that leaves you at risk. Operating systems and applications are constantly being updated to fix bugs and address security issues. You should use automatic updates to ensure you’re using the most secure version of the software that’s available. Also, review the privacy settings; when an app is updated, it may change your settings.
  • Configure your device and apps with security in mind. The “out-of-the-box” configurations of many devices and apps are default settings often geared more toward ease of use than security or protecting your information. Enable security settings on your device, and as you install software and apps, pay particular attention to those that control information sharing.
  • Protect against malware. Make sure to have anti-virus software with anti-phishing support installed on all devices (desktops, laptops, tablets, etc.). Set it to update automatically and run virus scans at least once a week. Since malware today is increasingly sophisticated and can avoid detection by anti-virus software, also consider installing script-blocking and / or ad-blocking browser plug-ins.
  • Consider comprehensive internet security. Consider using a comprehensive internet security software to better keep your device safe. Most internet security software suites offer parental controls, which are great for managing applications that can be downloaded and the time spent on the device, while making sure students are communicating with friends on social networks in a safe way. Be sure to have and turn on personal firewall software.
  • Practice safe computer usage. Use trusted apps and only browse to trusted websites. Malware is often hidden in apps that trick you into downloading them or in fake websites that lure you in with interesting pictures or stories. Make sure everyone who uses the device takes the same precautions.
  • Think before sharing. It’s easy to overshare online. Be careful about divulging personal information like school names, team names, home addresses and telephone numbers. Have your kids use safe search tools such as Google®’s
  • Be a smart network user. Don’t access personal or financial information over unsecured public Wi-Fi® networks such as the free Wi-Fi in coffee shops, bookstores, hotels and schools, as this data can be easily “sniffed” (viewed) by others. Instead, consider using your smartphone’s more secure cellular signal to surf the web, and if you have other devices, “tether” them to your phone instead of using an open and unsecure Wi-Fi.
  • Be on guard for phishing. Don’t open email attachments from untrusted sources. You may be expecting emails from group members or teachers, but use caution when opening any attachments. If you’re not expecting an email or it just doesn’t look right, don’t open it. It could be a phishing attempt.
  • Use strong passwords. To ensure a strong password, make sure you use a complex and unique password for each account / system. Use passwords that are at least 10 characters long and contain uppercase and lowercase letters, numbers and symbols. For more information on how to create strong, unique passwords, see the Multi-State Information Sharing & Analysis Center™ (MS-ISAC) Security Primer.
  • Guard against physical access. A key problem for students continues to be the general lack of privacy and personal space they have at school. Whether it’s a shared living space, crowded workspace or the general communal environment of a college campus, they’re constantly exposing their devices to access by others. Be aware of your surroundings and keep your computing devices with you or locked in a safe place.
  • Back up your data. Saving your data is important given the growing risk of “ransomware” infections. Ransomware is a type of malware that locks up a person’s files until the victim pays a ransom to the hacker. It’s prudent to back up often, using both a physical storage device like a flash drive or external hard drive and a cloud-based account.
  • Don’t jailbreak / root your device. Jailbreaking a device is when you gain “root” access to the device, which means you disable the manufacturer and operating system protections so you can access areas you weren’t intended to access. This access can allow you to have greater functionality but also reduces the security on the device, making it more likely that you’ll be infected with malware. Jailbreaking your device puts you at a greater risk of getting hacked and makes the device more susceptible to malware, malicious apps and sensitive information disclosure. It’s best not to jailbreak your devices.



Pine Country Bank strives to protect your Online account information. On September 1st, 2016, we will be implementing a new password policy. Passwords are required to be (8) or more characters with at least (1) Upper case, (1) Lower Case, (1) Number and (1) Symbol. The password must be changed every 90 days. You will need to follow the requirements for these fields during your next password change.

Special Travel Offer to Checking Customers of PCB