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In The News

Get to know loan officer Doug Dahlberg

Get to know us

Meet Doug Dahlberg, a loan officer at our Little Falls branch!

Hometown: Columbia Heights

College: St. Cloud State University

Current city: Little Falls

How did you get into banking? When I was first going into college, two of my career goals were to own my own a sporting goods store and/or to get into the financial field. I got close to sporting goods and was either an owner/partner in a variety of businesses that were very similar. After 20 years, an opportunity arose with Pine Country Bank and I couldn’t pass it up. I consider myself lucky to have fulfilled both of my career goals!

What do you do for Pine Country Bank? My main duties are as a commercial and consumer lender. I also serve as the physical security officer for all branches of the bank.

What’s your favorite part of the job? Interacting with all of our bank customers whether they are a loan customer or someone just walking in to do their personal banking with the tellers. I also enjoy my coworkers so much. They’re an amazing group of people with great personalities and an incredible wealth of knowledge.

What’s special about Pine Country Bank? The commitment and involvement to the communities that we serve. The feedback I receive when people find out I work for Pine Country Bank is always a statement such as, “They do so much for the community.”

Favorite local restaurant: I really like spicy Thai food, and there aren’t really options for that locally. So at the risk of calling St. Cloud local, I would have to say Sawatdee.

What do you love about this community: Growing up in the cities, I never dreamed I would live in a small town. I love that I see many of the same people at the grocery store, at church or at a ball game or musical. I love the “community” feel of Little Falls and the sense of belonging that I find here.

Hobbies/free-time: I have four children, so most of my free time is spent watching, coaching or driving to their events.

What are you watching on TV/Netflix: "This is Us" and "The Blacklist."

May Hometown Happenings!

May 3–May 5

Fiddler on the Roof / LFHS Spring Musical



Saturday, May 5

LF Farmers Market



Wednesday, May 9

LFHS Day of Caring


LF Farmers Market



Friday, May 11

14 Fridays Concert / Broken Fiddle

Great River Arts / 6:30pm 

More info


Saturday, May 12

LF Farmers Market





Royalton City Wide Garage Sales


Sunday, May 13

Mothers Day Brunch

Little Falls Ballroom


Wednesday, May 16

Rice Area Chamber of Commerce Meeting

12-1p / Contact Angela at 320.291.1889 for locations

LF Farmers Market



Saturday, May 19

Morrison County Historical Society Plant Sale

8am-4pm / Charles A Weyerhaeuser Memorial Museum

Linden Hill Plant Sale

Rock 'N Run

7am / Belle Prairie Park

More info


Wednesday, May 23

LF Farmers Market



Thursday, May 24

LF Last Day of School


Friday, May 25

Royalton HS Graduation


Sunday, May 27

LFHS Graduation


Monday, May 28

Critter Encounters

Pine Grove Zoo / 11:30am-12:30pm


Tuesday, May 29

SRR HS Graduation



Wednesday, May 30

LF Farmers Market



Thursday, May 31

Last Day of School SRR

Last Day of School Royalton


Beware Tax Refund Scams

The tax filing deadline is right around the corner, and that means only one thing — the scam artists are lining up to steal refunds, grab personal information and make the lives of ordinary taxpayers even more difficult. Whether you have already filed your taxes or are still sorting through the paperwork, it is important to be on the lookout for IRS scams.
These IRS scams take many different forms. Some scam artists rush to file bogus refunds using real taxpayer information, grabbing the money and leaving the real taxpayer high and dry when they try to file their returns. Others call unsuspecting taxpayers and try to extort money under threat of arrest.
No matter what form these scams take, it is important to protect yourself and keep your money safe. Filing as early as possible is one ways to avoid being a victim, especially if you believe your Social Security number or other personal information has been compromised.
Filing early, before the bad guys have a chance to, gives you a level of protection, but what do you do if you receive a suspicious email or phone call from the IRS? These scams are growing in sophistication, and the latest iterations even spoof the real IRS phone number. You can no longer rely on your caller ID to tell you what is really going on.
What you should know is that the IRS never initiates collections activity over the phone or via email. If you do owe money to the tax agency, they will let you know with a good old-fashioned letter. If you receive a phone call or email from the IRS threatening arrest or prosecution, you can safely assume it is a scam.
If you do receive a phone call purporting to be from the IRS, the tax agency wants to know about it. You should contact the IRS at their actual phone number, and never return the call you received from the scam artists. The IRS continues to battle these scam artists, and the more information you can provide, the easier their job will be.
Above all, do not fall from the extortion tactics these IRS scammers use. The only reason these types of scams continue to rise is that people keep taking the bait.
It is easy to see why people fall for these kinds of scams. Being contacted by the IRS is the worst nightmare of many taxpayers, and it is tempting to just pay the money and move on. Just know that the real IRS does not operate in this manner, so report the scam and keep your money in your pocket.

March Hometown Happenings


Friday, March 2

GRA Nicholas David Concert



Saturday, March 3

The Winter Wonderland Figure Skaing Club

2pm & 7pm / LF Exchange Arena

More info


Sunday, March 3

The Winter Wonderland Figure Skaing Club

2pm / LF Exchange Arena

More info


Monday, March 4

SRRHS Choir Concert  



Saturday, March 10

Royalton Football Bean Bag Tournament

Registation at 2pm / Royalton Legion

More info here or Contact Nick at 320.420.6640


Saturday, March 10

SRRHS Rock the Sauk Drumline show


Monday, March 12

LFHS Band Concert



Friday, March 16

Pine Grove Zoo's "Coming out of Hibernation"

7-8pm / Falls Ballroom


Monday, March 19

Royalton Preschool Information Night

6:30pm / Cafetorium


Saturday, March 24

Sprout Growers & Makers Marketplace

10am-3pm / 609 13th Ave NE, Little Falls

More info


Saturday, March 24

Hope Rocks — Hands of Hope Fundraiser Concert

6:30pm doors, 7:30pm show / Falls Ballroom

More info


Tuesday, March 27

Kinship Soup & Chilli Cookoff

Falls Ballroom




This is Pine Country / Meet Chad Van Beck

Get to know us!

Meet Chad Van Beck, a senior business lender at our Rice branch, who came on board in 2017.

Hometown: Greenwald

Current town: Grey Eagle, Big Birch Lake

What do you do for Pine Country Bank? I help customers with their commercial and agricultural lending needs.

What's your favorite part of the job? Working with customers and being a part of their success. After working at a previous financial institution for 24 years, I made the move to PCB last April and I love my job.

What's special about Pine Country Bank? The hometown, friendly atmosphere. We truly want to meet people’s needs and help them achieve their financial goals.

Community involvement: Stearns County Dairy Advisory Committee, Millwood Township Board, St. Rose of Lima Catholic Church

Do you have a favorite sports team? The Minnesota Vikings, even though we were let down again this year.

What do you do with your free time? I like to hunt, attend sporting events and spend time on the lake in the summer with my wife and kids.

What’s your favorite local restaurant: La Casita, St. Cloud

What show are you watching on TV/Netflix now: Friends

Student Banking Powered by Pine Country Bank

Students! Open an account today and get a free power bank!

*Subject to successful qualification and opening of account, see a banker for details. Off er available to students aged 16-24, new checking account customers only.

Not valid with any other promotion or offer. Normal account restrictions and fees apply. Limit one promotion per customer. Available while supplies last.

Scams Can Happen - Learn to Spot Them

5 Simple Ways to Spot an Email Scam

1. The domain does not match up - Check who the email is from - the email domain (which is in bold below) is a dead giveaway if it is a scam, for example if you were to receive an email from Pine Country Bank it would be from an email like;

2. Your full name is not used - When you open an email if it begins with "Dear user, Dear customer, etc." you should be a little suspicious. Most legitimate emails will be personally addressed to you using your full name.

3. A request for personal information to be sent via email - If a legitimate business needs you to update any kind of personal information this is almost always done on the business's website. A potential scam is if the email you receive asks you to respond to the email with any kind of personal information.

4. Poor grammar and spelling - This is one of the easiest to spot, if you open an email and it is very poorly written (spelling mistakes, grammatical errors, etc.) this is a a strong indicator that it is not from a legitimate source.

5. Requires immediate action - If you receive an email urging you to take immediate action, be wary. Call the business at their direct business line to confirm if the email was a scam or not.

There are a number of other ways you can protect yourself from email scams, but these are a few that will help you spot a scam much quicker!

Chris Schulte to Serve on the Board of Directors

As a small business owner, I understand the importance of having a bank you can rely on and look forward to bringing my knowledge of the local community to Pine Country Bank. I believe in businesses that support the local economy so I am proud to serve on the board of an organization that is so community-focused.

Saving Money During Summer Vacation

Summer is the time for vacations, but how do you go about saving money during this time of year?

Here are some simple tips and tricks for saving money even when you are planning a vacation:

1. Get a credit card with rewards - the more you use it responsibly the more you get back

2. Have money automatically transferred to your savings account regularly - Example: every pay day take "x" percentage and put it into savings

3. Plan ahead, if you need cash for your vacation, stop by your local bank first to avoid ATM fees

4. Take advantage of coupons - many local newspapers and inserts include gas coupons to help you save on that upcoming road trip

5. Find free activities - during the summer months there are tons of free things to do such as planning a beach day at the local lake or taking a bike ride with the family

Making our Communities a Better Place - One Donation at a Time

A Donation to our Friends at Employment Enterprises Inc.