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Our New Statement Look Is Here!


We encourage our customers to "Go Green" and save paper. The eStatement option allows you to receive free account statements electronically. To enroll, simply log into your online banking account and click on the "Option" tab located under the Pine Country Bank logo. Thanks!


National Farm Safety & Health Week 9/18-24


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Back To School Security Tips

It feels like summer just began, and we hate to say it, but the start of another school year is right around the corner. It’s time to purchase school books, pencils and pens, and a stash of Ramen Noodles for the semester. On the list may also be a new computer, laptop or tablet. While students are getting back into the swing of doing homework, researching school projects and getting good grades, they also need to be aware of malware, phishing schemes and safe computing practices.


Tips to stay safe this school year
Malicious cyberactivity affects students in a variety of ways, ranging from malware and scams to cyberbullying. Fortunately, there are a few simple steps you can take to keep you, your kids and your devices protected from the latest threats.


Here are some cybersecurity tips for staying safe for the new school year:

  • Keep software up to date. Be sure to keep the operating system, browser software and apps fully updated with patches. Even new machines can have out-of-date software that leaves you at risk. Operating systems and applications are constantly being updated to fix bugs and address security issues. You should use automatic updates to ensure you’re using the most secure version of the software that’s available. Also, review the privacy settings; when an app is updated, it may change your settings.
  • Configure your device and apps with security in mind. The “out-of-the-box” configurations of many devices and apps are default settings often geared more toward ease of use than security or protecting your information. Enable security settings on your device, and as you install software and apps, pay particular attention to those that control information sharing.
  • Protect against malware. Make sure to have anti-virus software with anti-phishing support installed on all devices (desktops, laptops, tablets, etc.). Set it to update automatically and run virus scans at least once a week. Since malware today is increasingly sophisticated and can avoid detection by anti-virus software, also consider installing script-blocking and / or ad-blocking browser plug-ins.
  • Consider comprehensive internet security. Consider using a comprehensive internet security software to better keep your device safe. Most internet security software suites offer parental controls, which are great for managing applications that can be downloaded and the time spent on the device, while making sure students are communicating with friends on social networks in a safe way. Be sure to have and turn on personal firewall software.
  • Practice safe computer usage. Use trusted apps and only browse to trusted websites. Malware is often hidden in apps that trick you into downloading them or in fake websites that lure you in with interesting pictures or stories. Make sure everyone who uses the device takes the same precautions.
  • Think before sharing. It’s easy to overshare online. Be careful about divulging personal information like school names, team names, home addresses and telephone numbers. Have your kids use safe search tools such as Google®’s
  • Be a smart network user. Don’t access personal or financial information over unsecured public Wi-Fi® networks such as the free Wi-Fi in coffee shops, bookstores, hotels and schools, as this data can be easily “sniffed” (viewed) by others. Instead, consider using your smartphone’s more secure cellular signal to surf the web, and if you have other devices, “tether” them to your phone instead of using an open and unsecure Wi-Fi.
  • Be on guard for phishing. Don’t open email attachments from untrusted sources. You may be expecting emails from group members or teachers, but use caution when opening any attachments. If you’re not expecting an email or it just doesn’t look right, don’t open it. It could be a phishing attempt.
  • Use strong passwords. To ensure a strong password, make sure you use a complex and unique password for each account / system. Use passwords that are at least 10 characters long and contain uppercase and lowercase letters, numbers and symbols. For more information on how to create strong, unique passwords, see the Multi-State Information Sharing & Analysis Center™ (MS-ISAC) Security Primer.
  • Guard against physical access. A key problem for students continues to be the general lack of privacy and personal space they have at school. Whether it’s a shared living space, crowded workspace or the general communal environment of a college campus, they’re constantly exposing their devices to access by others. Be aware of your surroundings and keep your computing devices with you or locked in a safe place.
  • Back up your data. Saving your data is important given the growing risk of “ransomware” infections. Ransomware is a type of malware that locks up a person’s files until the victim pays a ransom to the hacker. It’s prudent to back up often, using both a physical storage device like a flash drive or external hard drive and a cloud-based account.
  • Don’t jailbreak / root your device. Jailbreaking a device is when you gain “root” access to the device, which means you disable the manufacturer and operating system protections so you can access areas you weren’t intended to access. This access can allow you to have greater functionality but also reduces the security on the device, making it more likely that you’ll be infected with malware. Jailbreaking your device puts you at a greater risk of getting hacked and makes the device more susceptible to malware, malicious apps and sensitive information disclosure. It’s best not to jailbreak your devices.


September Hometown Happenings

As Your Hometown Bank, we want to keep you informed of all that's happening in our great communities!


September 3: Pine Grove Zoo: Siberian Tiger C.H.O.M.P., 10:15-10:45am
September 5: Labor Day
September 5: Pine Grove Zoo: Critter Encounter, 2:15-3pm 
September 6: SRRH- First Day of School
September 6: 
Little Falls First Day of School
September 7: Open house: Royalton Elementary, 5-7pm and MS/HS, 5:30-7:30pm
September 8-10: Patty's Sewing Retreat, 3-4pm
September 10-11: Little Falls Craft Fair
September 10-11:
Rice Craft Fair
September 10-11: 
LF Antiques and Collectibles Fair
September 12: 
Royalton School First Day of School K-8
September 13: 
Royalton School First day of School for 9-12
September 15: Alice's Attic- Lunch, 12pm
September 16: Falls Ballroom- Pheasant's Forever
September 17: Alice's Attic- Oktoberfest, 10am-4pm

September 17: Cheers to Morrison County, 2-6pm

September 17: Lions Park Little Falls- 5K Honor Walk/Run, 7am registration

September 17: Kids Day at the Morrison County Fairgrounds, 9am-11:30am

September 18: Rice Community Church-Rice City Hall - "National Back to Church", 10am

September 20-Oct 5: Rice Elementary Gym/Field - Rice Recreation Flag Football, every Tues & Wed from 3:30-5pm

September 21Grand Re-Opening of Royalton School at new MS/HS Lion's Den, 6-8:30pm

September 26: SRRH - Homecoming Coronation, 7:30pm

September 26: LF - Coronation, 7-8:30pm

September 30: SRRH - Homecoming Game, 6pm

September 30: LF - Homecoming Parade at 2pm & Dance from 9-11:45pm


If you would like an event included, please email us at


Pine Country Bank strives to protect your Online account information. On September 1st, 2016, we will be implementing a new password policy. Passwords are required to be (8) or more characters with at least (1) Upper case, (1) Lower Case, (1) Number and (1) Symbol. The password must be changed every 90 days. You will need to follow the requirements for these fields during your next password change.

Special Travel Offer to Checking Customers of PCB

August Hometown Happenings

August 1: Pine Grove Zoo - Critter Encounter, 2:15-3pm

August 2: Charles A Weyerhaeuser Memorial Museum - Morrison County Historical Society 80th Anniversary Mystery Historic Picnic, 6pm

August 2: Rice Women of Today- National Night Out, 5-7pm

August 3: St Francis Green Fair Free Event, 4-8pm

August 3: Royalton Public Library - Dave Cofell in Concert, 7-8pm

August 3: Pine Grove Zoo - Wild Wednseday Training Demonstration 

August 3-5: Benton County Fair

August 4: Great River Arts Association Open Mic Night, 7-9pm

August 6: Royalton - Platte River Days

August 6: Pine Grove Zoo - Artic Wolf C.H.O.M.P., 10:15-10:45am

August 8: Great River Arts Association Messy Summer Art Camp, 10am-3pm

August 8: Pine Grove Zoo - Critter Encounter  

August 9: Lions Park - Rice Farmers Market, 5-7pm

August 10: Pine Grove  Zoo - Wild Wednesday Training Demonstration, 12:15-2:45pm

August 11-14: Morrison County Fair

August 12: Little Falls Golf Club - Flyer Athletic Boosters (FAB) Golf Tournament, shotgun at 11am

August 12: Herbies Bar - Little Falls Knights of Columbus Council 1804 Annual Chicken and Corn Feed, 5:30-7:30pm

August 13: Pine Grove Zoo - Bison and Elk C.H.O.M.P, 10:15-10:45am

August 13: Great River Arts Association Free Art 2nd Saturday: Swimming Selfies, 11am-2:30pm

August 15: Carnegie Library Craft Event, 5:30-6:30pm

August 15: Pine Grove Zoo - Critter Encounter

August 15-19: Great River Arts Children's Theater Camp

August 16: LeBlanc's Rice Creek Hunting & Recreation - Chamber's 11th annual Sporting Clays, 3-7pm

August 16: Lions Park - Rice Farmers Market, 5-7pm

August 17: Falls Ballroom - Vintage Vehicle Celebration, 6-8pm 

August 17: Royalton Public Library - Sidewalk Chalk Art, 2-6pm

August 17: Rice School - Rice Women of Today Bike Rodeo, 5pm

August 17: Pine Grove Zoo - Wild Wednseday Training Demonstration

August 18: Alices Attic - Lunch, 12pm

August 20: Alice's Attic - Western Round-Up, 10am-4pm

August 20: Rice Family Fun Day - Parade, 3pm

August 20: Pine Grove Zoo - Keeper's Choice, 10:15-10:45am

August 21: Morrison County Chaplaincy Fundraiser Pancake Breakfast, 7am-1pm

August 22: Pine Grove Zoo - Critter Encounter

August 23: Lions Park - Rice Farmers Market, 5-7m

August 24: Pine Grove  Zoo - Wild Wednseday Training Demonstration, 2:15-2:45pm

August 26: Pierz Golf Course - Horison Health Wacky Hacker Golf Tournament, 10am-5pm

August 27: Hospice Run - Horizon Health

August 29: Pine Grove Zoo - Critter Encounter

August 30: Lions Park - Rice Farmers Market, 5-7pm

August 31: Pine Grove  Zoo - Wild Wednseday Training Demonstration    


If you would like an event included, please email us at 

Get Ready For College with PCB

Pine Country Bank has all the services you need to bank easily from school.

Mobile App:

  • Bank remotely and deposit checks from anywhere

Checking and Debit Cards:   

  • Online bill-pay, free online and mobile banking and free e-statements
  • Parents can deposit checks at the bank 

Credit Cards:

  • College Rewards Card with a great rate and manageable credit line  
  • Earn rewards on your everyday spend

Katie Kapus-Jackson Article for Greater Lakes Realtors Newsletter “Affiliate Spotlight”

Pine Country Bank's Katie Kapus-Jackson was featured in an article for the Greater Lakes Association of Realtors Newsletter!

As Vice President of Pine Country Bank, Katie Kapus-Jackson leads the mortgage practice for their four locations in Little Falls, Royalton, Rice and Bowlus, Minnesota. With over 40 years of combined mortgage and real estate experience with Loan Processor Cheryl Ploof, the team knows a thing or two about helping people buy homes.  

Through the ten years she has been at Pine Country Bank, she’s made a name for herself within the communities the bank serves—“Your Hometown Bank” is the bank’s slogan and she emulates that. Customers continually refer her to friends and family and customer surveys describe her as easy to work with, very experienced and flexible in how she works with customers. “Some people like to email, some like to meet face-to-face and some like to text. We try to communicate with our customers how they prefer, not what might be easiest for us. It really makes a difference to get to know them and what is most convenient for them.”

Katie, along with Ploof, work on a variety of mortgage options including conventional loans, VA Loans, Rural Development Loans, FHA Loans and Construction Loans for primary residences, second or vacations homes and investment properties. “There are a number of options we can offer to our customers and we make sure to find the best solution for each individual.”

When asked what keeps her at Pine Country Bank she reiterates that Pine Country Bank truly is a hometown bank that cares about its customers. The bank itself has a focus of giving back to the community through their Hometown Pledge and allows employees to spend a number of work hours volunteering which Kapus-Jackson enjoys. She has also gotten to know customers over the years and has helped many get multiple home loans. “There’s a young girl, her mom bought their first home a few years back, that made me a little frog that I have up on my wall. She still comes and hugs me every time she sees me out in the community! I love that.”

When Kapus-Jackson isn’t with her Pine Country Bank family, she is spending time with her family at home – husband Scott, son Tyler (26) and Lindsay (23). She loves to boat on the water with her family, make cards, vacation and spend time with family and friends.  

Katie Kapus-Jackson looks forward to helping more new and returning customers with their mortgages. “I just find it very satisfying helping people with the dream of home ownership.”

See full article here.