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Business Banking

Business Checking Products

Pine Country Bank offers two business checking products to meet the needs of your business.  Each of our checking accounts feature free online and mobile banking, online bill pay and free E-statements.

Learn more about online and mobile banking.

  • Business Checking: A low cost account perfect for moderate transaction activity businesses
  • Business Now Checking: All the features of the business checking account plus the eligibility for your accounts to earn interest

See the table below for a comparison of our Business Checking Account offerings.


  Business Checking1 Business  Now*2
Debit Card4
Free Online Banking
Free Mobile Banking3
Online Bill Pay0
Free E-Statements
Interest Earning Accounts  
Minimum Opening Deposit $0 $1000
Average Daily Balance $0 $1000
Maintenance Fee $5 $0
Deposit Item Fee 5¢ each (transit) $0
Debit Item Fee 15¢ each 25¢ if exceeded 25 or waived if minimum balance requirements are met
Monthly Service Fee $0 $7.50 or waived if minimum balance requirements are met

* Variable Rate Now Checking- The monthly service fee will not apply if you maintain an average collected balance of $1000.00
0 First 10 transactions are free per monthly anniversary date. Additional bill pay transactions are $0.50 each
1 To offset fees, you will receive a $1.00 credit for each $1000.00 of your average balance
2 Corporations and Partnerships do not qualify for this account
3 Your mobile carrier's text messaging and web access charges may apply    
4 One Time or monthly fees may apply