Back To Top
skip to content
Your Home Town Bank

Agriculture Banking

Ag Banking

Agriculture Banking

Proudly serving area farmers since 1927, we continually recognize our local farm families and the important role the agri-business industry plays in our local community and economy.

Our agricultural lenders have over 50 years of combined agricultural lending experience and understand the ups and downs of farming. We know that flexibility and adaptability are essential when working in partnership with farmers to help you successfully meet your goals. To maximize the resources available to farmers, we work closely with the USDA Farm Service Agency, the Adult Farm Business Management Program, the Minnesota Department of Agriculture Rural Finance Authority and several other programs and businesses that are involved with the Agriculture Industry.

Customized Agriculture products

Pine Country Bank customizes Agricultural Loan Products for the following purposes:

  • Purchase or refinance of real estate, livestock and equipment
  • Farm construction projects
  • Farm operating lines of credit
  • Operating loans for crop inputs, feeder livestock, feed, fuel and other farm needs
  • Stock purchases

Pine Country Bank’s Credit Enhancement Products:

  • USDA Farm Service Agency Guaranteed and Direct Loan Program
  • Minnesota Department of Agriculture/Rural Finance Authority Participation Program
  • Farmer Mac Secondary Market Program
  • Small Business Administration Guaranteed and Direct Loan Program
  • Community Bank Loan Participation Program
  • United Banker’s Bank Participation Program

Pine Country Bank’s Agricultural Deposit Products:

  • Customized Checking Accounts
  • Savings Accounts, Money Market Accounts, Certificates of Deposit
  • Remote Capture (off-site deposit program)
  • ATM/Debit Cards

For additional information on the Ag Market, visit

Meet Our Agricultural Lenders