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About Pine Country Bank

We invite you to experience the friendly, personal banking service of Pine Country Bank. Formerly known as Royalton State Bank, we have been providing customers with the utmost level of personalized service since 1927 - it's just as important to us today as it was then. In a world of change, it is nice to know some things stay the same.

As a well-capitalized community bank, you can be rest assured that your accounts will be safe in our financial institution and we have services for all of your financial goals, personal or business.

At Pine Country Bank, we have immense pride in the communities we serve. Deeply committed to supporting these communities, we have several programs and services that give back to local organizations. Some of these include:

  • Our Hometown Pledge: 5% of our annual income donated to local non-profit charities
  • Spirit ATM Debit Card: A percentage of your purchases go to your community schools
  • Volunteering: Our amazing employees volunteer their time to organizations like Habitat for Humanity®

As our neighbors and friends, you can trust that you are in good hands with Pine Country Bank. Visit our locations page to learn more about our branches in Little Falls, Rice and Royalton, Minnesota.

Pine Country Bank Little Falls

Pine Country Bank Rice

Pine Country Bank Royalton

“As our neighbors and friends, you can trust that you are in good hands with Pine Country Bank.”

-Rob Ronning, President of Pine Country Bank

Rob Ronning

Our Hometown Pledge

Pine Country Bank is dedicated to giving back to our communities by helping local non-profit organizations. Through our Hometown Pledge, we donate 5% of profits and over 3100 volunteer hours by employees each year.

We work with the full spectrum of non-profit organizations including:

  • Educational, environmental and scientific organizations
  • Health and human service providers including children's organizations
  • Cultural and artistic institutions
  • Family foundations

Our customers are what make this initiative possible. The financial strength of Pine Country Bank allows us to give back to the communities we live in and gives our customers confidence in choosing to bank with us.

Visit our News page to see our latest community efforts.

A Message From Curt Smallbrock, Loan Officer & Rice Branch Manager

View Video Transcript

Link to watch a Message from Curt Smallbrock
Boys and Girls Club

"We have programs that help kids make good life choices including volunteering and giving back to the community. Pine Country has really supported us through the years and they have stood behind us when we needed it the most... I’m proud to say that the Club has never been as full of life as it is right now."

-Bernie Jeub
Chief Volunteer Officer, Boys and Girls Club in Little Falls