No matter what type of account, Pine Country Bank Personal Checking Accounts can fit your personal financial needs.


FREE CHECKING
A complete checking account with no minimum balance

• No minimum balance required
• No monthly maintenance fee
• Free first box of checks (50)
• Free paper statements without images
• Imaged statements available/$5 per month

VARIABLE RATE NOW ACCOUNT
Full service interest earning checking account with many advantages

• Minimum opening deposit of $700
• No service charge with a minimum balance of $700. A $5 fee will be assessed if your balance falls below this amount on any day during the statement cycle
• A $.20 will be charged for each debit transaction, withdrawal, check paid, automatic transfers or payment out of this account if your minimum daily balance requirement is not met. The fee will not apply if you maintain an average collected balance of $2500
• Three-tiered variable interest rate
• Interest credited monthly, based on average available balance
• No minimum balance required to earn interest
• Free paper statement without images
• Imaged statements available/$5 per month

EVERGREEN CHECKING
This account includes a number of additional banking services such as:

• No-charge personalized checks
• Unlimited check writing
• Coin-wrapping
• Notary service
• No-charge traveler's checks and personal money orders
• No minimum balance requirement
• 50% discount on safe deposit box
• 10 free photocopies per month
• All fees in this account are waived for non-profit organizations
• There is a $6 monthly charge for this account

PRESTIGE CLUB
An account designed especially for those who are 50+

• A $5,000 balance in any combination of checking, savings, CDs, and IRAs qualifies for this account
• No monthly maintenance with a minimum balance of $5000 in any depository account. A $12 fee will be charged per month if your balance falls below this amount on any day during the statement cycle
• Three-tiered variable interest rate
• Interest credited monthly, based on average available balance
• No minimum balance required to earn interest
• Free checks (basic wallet or duplicate)
• Free imaged statement

LOAN-O-MATIC

• For overdraft protection, you can add our Loan-O-Matic* plan to your checking account
• If your account is overdrawn, funds from a pre-determined line of credit automatically transfer to your checking account

*Available for qualified customers. Transferred funds are subject to credit terms and rates determined at time of application.

Click here for more information on Personal Banking Checking Accounts.

SECURITY MESSAGE
Please do not include any private information in your email such as account numbers, social security numbers, or pin numbers. Please call or stop in if you need to speak to a customer service representative.