Whether your business is large or small we have a checking and savings account option to fit your needs.

BUSINESS CHECKING
Flexible account for businesses with limited transactions

• Free paper statements
• A maintenance fee of $5 will be charged each statement cycle.
• A per debit fee of $.15 will be charged for each debit transaction (withdrawals, check paid, automatic transfer or payment out of this account).
• A $.05 fee will be charged for each deposited item (not on us).
• This account features an earnings credit which is applied to reduce or eliminate fees on the account.  If the earnings credit exceeds the fees for any period, you will be assessed no fees, but you will not be paid, carry forward or otherwise received credit for any excess earnings credit.
• The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period, rounded down to the nearest $1000.  No earnings credit will be earned if the average daily balance for the period is less than $1000.  At our discretion, the periodic earnings credit rate may change at any time.

BUSINESS NOW ACCOUNT*
A basic account for businesses with interest.

• Corporations and partnerships do not qualify for this account
• Free paper statements
• A service charge fee of $7.50 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1000.
• A debit fee of $.25 will be charged for each check in excess of 25 during a statement cycle.  This fee will apply if your average daily balance falls below $1000 during the monthly statement cycle.

Click here for more information on Business Banking Checking and Savings Accounts

*Rate Information – Your interest rate and annual percentage yield may change
*Frequency of rate changes – We may change the interest rate on your account at any time
*Determination of rate – At out discretion, we may change the interest rate on your account
*Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
*Average daily balance computation method – We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
*Accrual of interest on non cash deposits – Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks)

**Effect of closing an account – If you close your account before interest is credited; you will not receive the accrued interest.

SECURITY MESSAGE
Please do not include any private information in your email such as account numbers, social security numbers, or pin numbers. Please call or stop in if you need to speak to a customer service representative.